Determination of The Most Appropriate Mortgage Credit Provider with MABAC Method Through Environmental, Social and Economic Aspects

Şener Fidan F.

Erciyes Üniversitesi Fen Bilimleri Enstitü Dergisi, vol.39, no.1, pp.27-36, 2023 (Peer-Reviewed Journal)

  • Publication Type: Article / Article
  • Volume: 39 Issue: 1
  • Publication Date: 2023
  • Journal Name: Erciyes Üniversitesi Fen Bilimleri Enstitü Dergisi
  • Journal Indexes: TR DİZİN (ULAKBİM)
  • Page Numbers: pp.27-36
  • Abdullah Gül University Affiliated: Yes

Abstract

The banking sector in Turkey is one of the most important industries with its asset size, and loans are the largest item in the sector. Due to global legal regulations and increasing competition, banks have to consider environmental and social factors as well as economic factors in order to maintain their current position. Therefore, in this study, an MCDM problem has been put forward for the evaluation of housing loans provided by banks by considering environmental and social criteria as well as economic aspects. Multi-Attribute Border Convergence Field Comparison (MABAC) method was used in the integrated evaluation of 7 banks located in Turkey with the criteria obtained from the literature. In the ranking obtained, Ziraat Bank took the first place, İşbank took the second place and Vakıfbank took the third place.

The banking sector in Turkey is one of the most important industries with its asset size, and loans are the largest item in the sector. Due to global legal regulations and increasing competition, banks have to consider environmental and social factors as well as economic factors in order to maintain their current position. Therefore, in this study, an MCDM problem has been put forward for the evaluation of housing loans provided by banks by considering environmental and social criteria as well as economic aspects. Multi-Attribute Border Convergence Field Comparison (MABAC) method was used in the integrated evaluation of 7 banks located in Turkey with the criteria obtained from the literature. In the ranking obtained, Ziraat Bank took the first place, İşbank took the second place and Vakıfbank took the third place.